Fight Back

81 Ways to Help You Save Money and Protect Yourself from Corporate Trickery

Paperback Engels 2014 9781118300886
Verwachte levertijd ongeveer 9 werkdagen

Samenvatting

Money–saving advice from Canada′s leading consumer advocate

In this book Ellen Roseman distills the financial advice she gives in her columns and blogs into 81 quick tips that all Canadians can use to help them spend sensibly, save money, and avoid costly consumer traps. This book of "personal finance greatest hits" is filled with illustrative examples and cautionary advice from Roseman and stories from her faithful readers. Filled with a wealth of information, the book includes the low–down on dealing with banks and car dealers, cutting costs of communication services, improving your credit, buying and renovating a home, fighting online fraud, ensuring you have the right insurance, and more.

Offers an easy–to–use guide for being smart with your money
Includes how to advice on handling the most common financial pitfalls
Contains the best advice from Ellen Roseman′s columns and blogs
Written by Canada′s most popular and savvy consumer advocate

Don′t spend another dollar until you read Ellen Roseman′s best–ever tips for saving money and making wise financial decisions.

Specificaties

ISBN13:9781118300886
Taal:Engels
Bindwijze:paperback
Aantal pagina's:288

Lezersrecensies

Wees de eerste die een lezersrecensie schrijft!

Inhoudsopgave

Foreword by Dave Chilton xi
<p>Introduction xiii</p>
<p>PART 1: OUTSMARTING THE BANKS 1</p>
<p>1. Get a Higher Interest Rate on Your Savings 5</p>
<p>2. How to Fight Back when a Bank Cuts the Interest on Your Savings 8</p>
<p>3. Look Beyond the Big Banks for Higher Savings Rates 11</p>
<p>4. How to Get Higher Savings Rates without Getting Burned 15</p>
<p>5. How to Trim the Bank s Service Charges 18</p>
<p>6. How to Fight Back when You Miss a Discount You Deserve 21</p>
<p>7. Challenge Bank Fees for RRSPs and Other Registered Plans 24</p>
<p>8. Watch Out for Foreign Exchange Conversion Fees 27</p>
<p>9. Find the Best Credit Cards for Rewards and Benefits 30</p>
<p>10. Find the Best Credit Card if You Carry a Balance 35</p>
<p>11. Watch Out for Credit Card Balance Transfers 38</p>
<p>12. Watch Out for Expensive Credit Card Insurance 41</p>
<p>13. Beware of Penalties when You Break a Closed Mortgage 45</p>
<p>14. How a Customer Fought Back Against a Bank s Mortgage Penalty 49</p>
<p>15. How to Avoid Interest Penalties when Paying Off Your Mortgage Early by Paul Brick 52</p>
<p>16. Why It Pays to Know Your Rights by Ursula Menke 55</p>
<p>17. How to Outsmart the Banks at Their Own Game by Matt Goulart 58</p>
<p>18. How to Get the Best Service from a Bank by Douglas Melville 60</p>
<p>19. How to Get the Best Service from a Bank if You Own a Business by Douglas Melville 63</p>
<p>PART 2: KEEPING YOUR FINANCES ON TRACK 67</p>
<p>20. How to Check on Your Credit Report and Credit Score 71</p>
<p>21. How to Correct Errors on Your Credit Report by Ross Taylor 74</p>
<p>22. How to Fight Back when Your Credit History Is a Mess by Ross Taylor 77</p>
<p>23. How to Make Sure Your Credit History Stays Healthy by Ross Taylor 80</p>
<p>24. How to Fight Back Against Bad Financial Advice 82</p>
<p>25. How to Make Sure You Have the Right Investments by Douglas Melville 85</p>
<p>26. How to Fight for Your Rights as an Investor by Anthony Pichelli 88</p>
<p>27. How to Recover Losses on Unsuitable Investments by Ken Kivenko 90</p>
<p>28. How to Fight Back Against the Canada Revenue Agency 93</p>
<p>29. How to Avoid Getting Penalized on Your Tax–Free Savings Account 96</p>
<p>30. How to Fight Back by Using the Taxpayer Bill of Rights by J. Paul Dub&eacute; 99</p>
<p>PART 3: TAMING YOUR TELECOM COSTS 103</p>
<p>31. How to Negotiate for Better Rates with a Telecom Supplier 105</p>
<p>32. How to Cut the Cost of Your Home Phone Service 108</p>
<p>33. How to Save Money on Your Internet Service 112</p>
<p>34. How to Cut the Cost of Your Cable TV Service 116</p>
<p>35. How to Save Money on Your Telecom Bills and Get Better Service by Bob Lepp 120</p>
<p>36. How to Buy a Wireless Phone without a Contract 123</p>
<p>37. How a Customer Fought Back Against Cancellation Fees 127</p>
<p>38. How to Save Money with a Prepaid Wireless Plan 130</p>
<p>39. Avoid Data Roaming Charges when You Travel 133</p>
<p>40. How a Bell Customer Fought a $10,000 Bill for Data Roaming 135</p>
<p>41. Watch Out for Premium Text Messages on Your Wireless Phone 137</p>
<p>42. How to Get the Best Value for Your Telecom Dollars by Kim Walker 140</p>
<p>43. How to Cut Your Telecom Costs by Heather Morgan and Mike Weatherbee 142</p>
<p>44. How We Helped a Household Slash Its Telecom Costs</p>
<p>by Heather Morgan and Mike Weatherbee 144</p>
<p>45. How to Make Effective Telecommunications Complaints by John Lawford 147</p>
<p>46. How to Fight Back Against Big Telecom by Lindsey Pinto 152</p>
<p>PART 4: STRETCHING YOUR TRAVEL DOLLARS 155</p>
<p>47. How to Fight Back when an Airline Damages Your Luggage 159</p>
<p>48. How to Fight Airline Rules Th at Do Not Make Sense 163</p>
<p>49. How to Fight Back when a Cruise Line Loses Your Luggage 166</p>
<p>50. How to Complain to the Canadian Transportation Agency 170</p>
<p>51. How to Enforce Your Airline Flight Rights 173</p>
<p>52. How to Cross the Border with Your Travel Documents in Order 176</p>
<p>53. What to Do with Your Prescription Drugs when You Travel 179</p>
<p>54. How to Avoid Getting in Trouble when Booking Hotels Online 181</p>
<p>55. How to Avoid Being Denied a Refund on Unused Hotel Rooms 184</p>
<p>56. How to Avoid Paying Medical Bills when Crossing the Border 186</p>
<p>57. How to Choose Trip Cancellation and Trip Interruption Insurance 189</p>
<p>58. How to Fight Back when Your Trip Cancellation Claim is Denied 192</p>
<p>59. How to Avoid Losing the Travel Reward Points You Collected 194</p>
<p>60. How to Fight Back Against a Car Rental Company s Damage Claim 198</p>
<p>PART 5: FIGHTING BACK AGAINST POOR RETAIL SERVICE 201</p>
<p>61. How to Fight Back when a Store Refuses to Give a Refund 205</p>
<p>62. How to Get Your Money Back when You Pay with Your Credit Card 209</p>
<p>63. How to Return a Purchase Th at You Make Online 213</p>
<p>64. How to Avoid Getting into Trouble with Online Purchases 216</p>
<p>65. How to Fight Back Against Online Fraud by David Malamed 218</p>
<p>66. How to Fight Back when You Find a Pricing Error 220</p>
<p>67. How to Fight Back Against Automatic Renewals 223</p>
<p>68. How to Avoid Losing Money on a Gym Membership by Nicholas Ross 226</p>
<p>69. How to Decide on Getting an Extended Warranty 229</p>
<p>PART 6: PROTECTING YOUR BIG DOLLAR PURCHASES OF CARS AND HOUSES 233</p>
<p>70. How to Fight Back when Your Car Does Not Work Properly by Stephen Moody 237</p>
<p>71. How to Fight Back Against Car Leasing Charges by Neil Rau 241</p>
<p>72. How Not to Get Stung when Buying a Newly Built Home by Dr. Karen Somerville 245</p>
<p>73. How to Fight Back in a Phony Real Estate Bidding War by Mark Weisleder 248</p>
<p>74. How to Resolve Issues with Your Energy Utility by Paul Green 250</p>
<p>75. How to Fight Back Against Rogue Movers 253</p>
<p>PART 7: USING YOUR COMMUNICATION SKILLS AND THE COURTS 257</p>
<p>76. How to Write the Perfect Complaint Letter by Christopher Elliott 261</p>
<p>77. How to Create a Circle of Eyes on a Company You Want to Fight by Franke James 263</p>
<p>78. How to Be Patient, Persistent and Prepared by Ted Whipp 267</p>
<p>79. How to Use Twitter to Put Pressure on a Business by Scott A.E. Smith 270</p>
<p>80. How to Deal with a Lawyer if You Have a Consumer Problem by Orie H. Niedzviecki 272</p>
<p>81. How to Fight Back in Small Claims Court 275</p>
<p>Index 281</p>

Managementboek Top 100

Rubrieken

    Personen

      Trefwoorden

        Fight Back